Terms and Privacy Policies

Data Protection Standards

We implement industry-standard SSL encryption protocols to safeguard your personal and financial information. Your data is transmitted securely and is never shared with third parties, except as strictly required by the United States bankruptcy courts for certificate filing.

Our administrative systems undergo regular security audits to ensure continuous compliance with executive office for United States trustees standards. We maintain physical, electronic, and procedural safeguards to protect your records throughout your debtor education course.

Course Terms of Service

These terms govern your enrollment, participation, and completion of the mandatory post-bankruptcy debtor education course.

Certificate Filing

Refund Policy

Course Access

We file your official certificate of completion directly with the applicable bankruptcy court immediately upon successful course completion, ensuring no discharge delays.

Refund requests are processed promptly if submitted prior to course completion or certificate generation. No hidden administrative fees are deducted from your refund.

Enrolled students receive immediate email delivery of all course materials. Access remains active for up to one hundred and eighty days from your initial registration date.